Last Updated: Tuesday 18th June 2019
  1. Overview
    1. Please read these terms of use carefully before you start to use the site. By using our site, as set out on the notification banner on the site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.
  2. Reliance on information posted & disclaimer
    1. The materials contained on our site are provided on an ‘as is’ basis and are provided for general information purposes only and do not claim to be or constitute legal, financial or other professional advice and shall not be relied upon as such. We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site and to the fullest extent permitted by English law, we disclaim all liability for loss or damages direct or indirect arising from use of this.
    2. This section sets out the Terms of Use (‘Terms’) of www.knoma.io (the ‘Site’). This Site is operated by Knoma Ltd, registered private limited company incorporated in United Kingdom, with company registration number 11650366; Registered Office address in the UK: Citypoint - Spaces C/O Brett Shanley, Level 11, 1 Ropemaker Street, Moorgate, London, England, EC2Y 9HT. Knoma Ltd is Authorised and Regulated by the Financial Conduct Authority; Firm Reference Number [x].
    3. By accessing this Site, you agree to be bound by the Terms. Before using this Site, you should read the Terms carefully, as well as our Cookie Policy and Privacy Policy.
  3. Accessing our site
    1. Access to our Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Site at any time without notice (see below). We will not be liable if for any reason our Site is unavailable at any time or for any period. These Terms cover your use of this Site. All products and services provided by Knoma Ltd have their own terms and conditions (the ‘Product Terms’). You must read both the Product Terms and these Terms.
    2. You are responsible to, independently, make arrangements (as necessary), at your own cost, to access this Site and adhere to these Terms whilst using this Site.
    3. You are responsible to ensure that any person that uses your device and/or internet connection to access this Site is aware of, and complies with, these Terms.
  4. Intellectual property rights
    1. We are the owner or the licensee of all intellectual property rights in our Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. 
    2. You may print off one copy, and may download extracts, of any page(s) from our Site for your personal reference and you may draw the attention of others within your organisation to material posted on our Site; 
    3. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text; 
    4. Your status (and that of any identified contributors) as the authors of material on our site must always be acknowledged; 
    5. You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors; and
    6. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
  5. Our site regularly changes
    1. We aim to update our Site regularly, and may change the content at any time. If the need arises, we may suspend access to our Site, or close it indefinitely. Any of the material on our Site may be out of date at any given time, and we are under no obligation to update such material.
  6. Our liability
    1. The material displayed on our Site is provided without any guarantees, conditions or warranties as to its accuracy and/or completeness. To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:
      1. All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
      2. Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site or in connection with the use, inability to use, or results of the use of our Site, any websites linked to it and any materials posted on it, including, without limitation any liability for: 
      3. loss of income or revenue;
      4. loss of business;
      5. loss of profits or contracts;
      6. loss of anticipated savings;
      7. loss of data; and
      8. loss or damage to any equipment or software; and
      9. loss of goodwill. 
    2. For any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
    3. For the avoidance of doubt, we do not exclude liability for death or personal injury resulting from our act(s) or omission(s), fraud or fraudulent misrepresentation or any other liability which cannot be lawfully excluded.
  7. Viruses, hacking & other breaches
    1. You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack.
    2. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.
    3. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any material posted on it, or on any website linked to it.
    4. You must not use our Site in a manner or for purposes that are illegal, indecent, or that may adversely impact our reputation or in any way that may be otherwise contrary to the intended purpose(s) of our Site including, but not limited to, uploading any material (if applicable) that is offensive, illegal, derogatory or discriminatory.
  8. Links from our Site
    1. Where our Site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. When accessing a site via our Site we advise you check their terms of use and privacy policies to ensure compliance and determine how they may use your information.
    2. You must not, without our prior written permission, create any links or generate web traffic to our Site. We expressly exclude any criminal, civil and/or regulatory liability and associated loss (financial and non-financial) that you may incur as a result of creating links or generating web traffic to our Site, for example, where you do so by way of business and conduct regulated activity without the requisite authorisation.
  9. Jurisdiction and Applicable Law
    1. The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our Site. These Terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
  10. Variations
    1. We may revise these Terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these Terms of use may also be superseded by provisions or notices published elsewhere on our Site.
  11. Use of data
    1. Use of our Site may result in us collecting, recording and/or storing your personal data. Use of our Site may result in the installation of cookies onto the terminal equipment (e.g. computer or smartphone) that you use to access our Site. Please refer to our Privacy Policy and Cookie Policy
  12. Severability
    1. If any provision of these Terms are held invalid, unenforceable or illegal for any reason, these Terms shall remain otherwise in full force apart from such provision which shall be deemed deleted or otherwise voided. 
  13. Uploading Material to the Site
    1. If applicable, where we enable you to upload material to our Site such material shall be non-confidential and we will have the right to use, copy and disseminate such material for any purpose and to remove such material at any time without giving you prior notice.
  14. To find out more
    1. Please contact us here