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How It Works

Find and fund the courses you need to get – and stay – ahead in your career.

Find your perfect course

Discover and fund your future passion

Knoma partners with industry-leading schools and bootcamps so that you can find the right course for you, and then fund it with ethical, learner-centred finance from Knoma.


Browse courses from over 200 schools


Find your perfect course


Apply for a loan with Knoma

Browse courses
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Pay with Knoma

Find the Pay With Knoma button on any course, or on the checkout page of your chosen school’s website.

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Apply to pay later

Complete our short application to spread the course cost over up to 10 months, using our ethical finance.

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We pay the school

Within 24 hours, we’ll send the funds for your course to your school or bootcamp and let them know you’re enrolled.

We’ll set up an affordable repayment plan and support you with your account.

Ready to get ahead?

Once you’ve accepted your course place and completed your application, you’re all set. You’re ready to attend an impactful course and get ahead.

What does the course cost?

Repay over 11 months or more

Repayment period (months)

Learn for 10 payments of


/ month

Pay 0% interest

Check your eligibility

Representative example


/ month

Course cost: £1,200

Repayment period: 24 months

Interest rate: 12%

Interest paid: £147.48

Learn more

This interest rate is personalised to your specific circumstances




Education Providers


in Applications

Am I


To be eligible to use Knoma, applicants must...

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You'll need to be a UK resident to be eligible

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We only accept applicants who are over 18 years of age

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Bank account

You'll need to have a UK bank account

Browse our courses

All loans are subject to a credit check and an affordability check

We’re fighting for fairer finance for lifelong learners

Our mission is to enable access to lifelong learning. We believe that the upfront cost of education is an unfair barrier. We want to change that.

Lean more about us