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Knoma is on a mission to enable access to lifelong education.

Lifelong learning is crucial to stay ahead in our changing world. But finding the right course can be tough, and for many of us, funding it can be even tougher.

We provide ethical, compassionate finance to remove the upfront cost of life-changing education and help spread the cost.

Knoma is a VC-backed responsible lender registered with the Financial Conduct Authority (FCA).

Find our more about Knoma here

Paying with Knoma removes the upfront cost of your course, Instead, you can spread the cost of your course over 12 months.

There’s no interest, and no fees.

No, we don’t charge interest.

To be eligible to apply to pay with Knoma, you need to...

• Be a UK resident

• Be 18+ years old

• Have a UK bank account

First, choose the course you’d like to apply for. Then click “Pay With Knoma”.

We’ll ask you for some personal details, and perform an identity check and a credit check.

Don’t worry – Knoma performs a soft credit check at the point of application which will not impact your credit history. Your application and loan are added to your credit report once we have funded your loan.

In a minority of cases, you will need to access your banking details to securely confirm your income and expenses via Open Banking.

More information on Open Banking

Most people get a decision within minutes. Occasionally, we’ll need to get your application reviewed by a human. This won’t take more than an hour when this happens.