First, choose the course you’d like to apply for.
Then click “Pay With Knoma”. We’ll ask you for some personal details, and perform an identity check
and a credit check
In most cases, we won't need any documents from you. Legally, we need to verify your identity – if we can't do this automatically, we might ask you for a small amount of documentation, such as your passport or driving licence.
Knoma performs a soft credit check at the point of application which will not impact your credit history. Your application and loan are added to your credit report once we have funded your loan.
In some cases, you will need to access your banking details to securely confirm your income and expenses via Open Banking.
What is Open Banking? Well, Open Banking is considered one of the most secure ways of sharing your bank statement and proving affordability. It is part of UK law, can only be provided by FCA approved organisations and your banking credentials remain private between you and your bank. You can learn more here: More information on Open Banking View more FAQs